Today’s operation looks different than it did twenty years ago. And, the evolution is predicted to continue as farms change hands and structure. As a next generation lender, FarmOp Capital has built an operating loan portfolio that is flexible for any farm management structure.
Risk management is a key piece of the understanding FarmOp Capital brings to the table. Whether a farmer isn’t taking on more land to avoid adding debt or is transitioning on a family farm without the luxury of owning, FarmOp takes into consideration the performance of the operation and works with farmers to continue operating efficiently.
Who fits well within FarmOp’s system?
Farmers Who Rent: Unlike lenders who only offer these farmers a portion of their operating expenses, FarmOp is equipped to provide up to 100% of operating expenses to farmers who rent. We look at the ability to produce a crop, not own land.
Farms in Transition: Farm transition is a hot topic in today’s agriculture industry. For the younger generation to take over, they ultimately want to be in the decision driving seat. FarmOp helps farm operators transition to full decision-making, without owning the land.
Farms Who Market: We recognize that today’s grain marketing rarely ends at harvest. We use simple hedging strategies and work with farmers to determine loan terms that work for both us, the lender, and you, the borrower.
Farms Looking to Expand: We offer farmers looking to expand the peace of mind that they’ll be able to finance expanded operating expenses. As farms expand, the percentage of rented acres go up, pushing farms out of the box defined by traditional lenders. FarmOp works to keep these farms efficient and meet their expanding operating needs.
FarmOp Capital is backed by a team of ag lending veterans looking to fill a gap found in today’s modern operation. To find out more about what we can do for your operation, reach out and our sales team will connect.
Dan Potts
Director of Risk Management