Our unique lending approach helps farmers of various mindsets explore all the possibilities for the future of their operations, regardless of how much land they own.
Farmers Who Rent
While traditional lenders typically fund only a percentage of the expenses involved in leasing, we provide you with the capital you need. And we do it earlier, so you can enjoy the advantage of being a cash buyer.
Farms in Transition
Next generation farmers who are preparing to take over the business often lack the credit needed to secure an operating loan. FarmOp Capital bases our funding on your farm’s proven ability to produce, supporting your family in continuing your legacy.
Farmers Looking To Expand
Farmers focused on expanding often outgrow their lenders. FarmOp Capital grows with you, helping you realize efficiencies of scale and identify new operation efficiencies that can increase profit margins.
Farmers Who Market
Modern farming comes with all the challenges of running a modern business, including hedging strategies, puts, call spreads and more. Our year-round guidance provides the tools you need to succeed. We require a marketing plan with our funding, and we’re here to help you fine-tune it throughout the year.
If you can relate to these barriers in securing an operating loan for your farm, let’s talk.
"The bank wants to tie up all my assets, including property that I'm just not willing to sign away." |
"I don't have enough land assets to get the full amount of working capital I need. So I can't be opportunistic about picking up new acres, and I lose negotiation power with my retailers." |
"I get funded too late to get cash discounts on inputs or to put plans in place that impact my taxes." |
"The funding process is slow." |