Who We Are
It’s a fact: Today, more and more farm operations don’t fit into the box defined by traditional lenders. As farms expand, the mix of owned and rented acres also shifts – pushing good farms into a grey area outside of the old system and leaving farmers searching for loans from multiple sources. We offer a new look to a traditional challenge.
We’re not the Pay Day Loans of agriculture, we’re the Quicken Loans. In other words, we have standards. We’re looking to streamline the process to get more collateral into a farmers’ hands and get there quicker. And, we don’t work with just any farmer. We work with farmers with a solid history of production and good risk management strategies.
As a production-based lender, FarmOp Capital has different value centers than traditional lenders. FarmOp aims to serve farmers who grow an efficient, profitable crop, regardless of whether they own the acres they farm or not. With the ability to finance up to 100% of their working capital, our model also looks at helping farmers continue to grow their efficiencies through an operating loan product that works for them.
FarmOp Capital is currently accepting loan applications for 2021.
Are you an ag professional looking to find a solution for your customers? We work with a number of sectors within the industry and are always willing to work with more people. Click Here to Learn more.
“I can borrow 100% of my operating needs. Having the ability to use that extra capital has really benefited my operation.””
We Offer More than Other Lenders
Freedom in Decision Making. Our customers know: we only provide operating loans. The decision making is left up to the operation. From products and equipment to insurance and marketing decisions, we leave the decision making up to farmers.
Earlier Access to Collateral. We work to get farmers cash in hand earlier in the season, when farmers need it the most. Early as in fall, not early March.
More Financing, Earlier. In addition to earlier financing, we provide farmers more than today’s lenders. With up to 100% operating expenses covered, farmers don’t have to search for additional funding to execute their plan.
Collateral Based on Production Potential. We use history of production and crop insurance to finance your crop. We’re opening doors for farmers who don’t own all of the acres they farm yet run a business just the same. Balance sheets are only a data point for us.